Time to rethink your 401(k) plan? Pension Protection Act allows

Lets also note that the portion of retirement income you can control may be increasing as employer provided benefits have been on the decline (and thus the rise of self funded 401k plans). Additionally, this more recent data shows that
Theres never been a better time to think about putting a retirement plan in place for your small business. Recent legislation is forcing 401(k) providers to be more transparent about their costs and fees. We think thatsa good thing.
Saving made simple the saving that go into the 401k retirement plan is directly deducted from your pay. Often the employer will match what you are saving, depending upon what scheme you/ your company adopts.
With regard to withdrawal or borrowing money from your 401(K) you should remember that the plan was devised as an incentive for retirement savings. If you withdraw money from your 401(K) before the age of 59.5, you will be required to
But before you think that borrowing from your employer-sponsored 401(k) retirement plan (or a 403(b) if you work for a school or nonprofit) is the ticket to buying a home, this strategy has both pros and cons.
This will mean taxable accounts like 401(k)'s and IRA's will cause "a world of hurt" when funds are taken out. Regardless of whether you choose to put money in a pre-tax retirement plan, you may want to hedge your bets by obtaining